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World Bank Drops 45% Climate Finance Target Under US Pressure

World Bank climate finance target has been dropped following US pressure, raising concerns over climate adaptation funding and support for vulnerable countries.

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World Bank climate finance target withdrawn amid pressure from the United States.
Image credit/Rosemary Ketchum/Pexels

World Bank climate finance target has been abandoned following pressure from the United States, prompting warnings that vulnerable countries could face reduced funding for climate adaptation and resilience.

The World Bank has abandoned its flagship pledge to direct 45% of annual lending toward climate-related activities, a retreat from a commitment it made at COP28 and one that campaigners say will hit the world’s most vulnerable countries hardest.

The decision followed sustained pressure from the United States, the Bank’s largest shareholder, and came despite last-minute appeals from France — the institution’s fifth-largest shareholder — to keep the target in place. The Bank says it will continue reporting on the climate finance it provides, but it is no longer bound to hit the 45% threshold.

Why the World Bank Climate Finance Target Was Dropped

The World Bank has long been the single largest source of climate finance for developing countries. Multilateral development banks collectively delivered a record $137 billion in climate finance in 2024, with the World Bank contributing the biggest share. That funding underpins the Baku-to-Belém roadmap, which assigns development banks a central role in reaching the $1.3 trillion climate finance goal agreed at COP29.

Dropping the target now, critics argue, sends the wrong signal at the wrong moment. Eleonora Cogo, Climate Finance Lead at the ECCO think tank, put it bluntly:

“The World Bank says it is following its clients’ lead, but the data says otherwise: developing countries want solar, wind and hydropower. Scrapping climate targets at the very moment they are being surpassed, under pressure that runs directly counter to what recipient countries are asking for, is not neutrality. It is a choice that leaves the most vulnerable even more exposed to climate impacts and to the fossil fuel market instability that every new global energy crisis brings back into the spotlight.”

One Plan Survives, Another Falls

Amid the fallout, the Bank did extend its Climate Change Action Plan (CCAP) — the framework aligning its operations with the Paris Agreement — just before its June 30 expiry. The plan had itself been under threat from Washington, and its survival came only after what one observer called a bruising fight among shareholders.

Jon Sward of the Bretton Woods Project described the outcome as a mixed result: “After a long and difficult negotiation among World Bank shareholders, the Bank’s Climate Change Action Plan has survived, but despite the efforts of other board members, US pressure has weakened the Bank’s climate work with the retirement of the 45% climate finance target.”

He added that the Bank still owes clarity on how a forthcoming independent review will shape the CCAP’s future — and how civil society groups, largely excluded from the negotiations, will be brought back in.

World Bank Climate Finance Target Scrapped Under US Pressure
Image credit/Rosemary Ketchum/Pexels

Joe Thwaites of the Natural Resources Defense Council struck a more defiant note, stressing that the Bank’s underlying obligations haven’t disappeared: “Let’s be clear: the World Bank still has a mandate to continue providing climate finance. The Climate Change Action Plan has been extended. Losing the overarching 45% climate finance target is bad, but individual World Bank Group entities still have their own climate targets, which can be a backstop against the bottom falling out.”

He called on shareholders to hold Bank leadership accountable and suggested donors redirect support to other institutions if World Bank climate finance begins to slide.

The Real Damage: Adaptation, Not Mitigation

Several analysts warned that the target’s disappearance won’t necessarily starve clean-energy projects — those are increasingly commercially viable on their own. The bigger casualty, they say, will be adaptation and resilience finance, which has always depended more heavily on concessional, subsidized capital.

Labanya Prakash Jena, Director of the Climate and Sustainability Initiative in India, explained:”There will be a limited impact on capital flows to bankable renewables/mitigation projects, since these are commercially attractive. The real risk is to climate adaptation and resilience financing — urban heat resilience, flood defences, climate-vulnerable agriculture — which relied on subsidised capital and development assistance, precisely because it’s harder to make commercially attractive.”

Jena noted that India, as the World Bank Group’s largest borrower, has diversified funding sources that will cushion the blow to mitigation projects — but adaptation finance will still take a disproportionate hit.

Suranjali Tandon, Associate Professor at NIPFP, connected the decision to a broader geopolitical shift: “Dropping the climate finance target reflects the shifting priorities globally. Not surprisingly, among the representatives that declined to endorse the continued work on climate change are large fossil fuel producers. Abandoning the target means the flow of finance, which so far used a broader co-benefits approach, may decline especially where the outcomes in climate change projects become less immediately discernible.”

A Push for Alternatives

For some, the episode is less a crisis than a call to action. Dhruba Purkayastha, Senior Advisor for Climate and Environment at Dalberg, framed the World Bank’s messaging with skepticism — while pointing toward a possible workaround: “While the removal of climate finance target is being positioned as shifting from ‘inputs to outcomes,’ it surely further erodes the concept of climate action as global public good, and weakens global sustainable development multilateralism. Therefore, there is need to step up on regional green development banks, funds, financial institutions such as maybe an Asia Green Finance Institution or a suprasovereign Asian Green Fund.”

What Happens Next

The World Bank’s decision arrives just months after the G11 group of developing nations formally urged the institution to extend its climate plan — a request partially honored, even as the numerical target that once anchored the Bank’s climate ambitions disappears. With the CCAP’s extension length still unannounced and an independent review pending, the coming months will determine whether individual entity-level targets and voluntary reporting can hold the line — or whether, as campaigners fear, climate finance quietly starts to shrink just as the world needs it most.

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Climate Change, Not El Niño, Is Driving Global Coral Bleaching, New Study Finds

Human-caused climate change—not El Niño—is driving global coral bleaching, according to a new Oceanography study that warns reefs face escalating risks.

Joe Jacob

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Why Human-Caused Warming Is Driving Coral Bleaching
Coral reefs are among the world's most biodiverse ecosystems but are increasingly threatened by rising ocean temperatures driven by climate change. Image credit: Francesco Ungaro /Pexels

Nearly every global coral bleaching event over the past four decades would not have occurred without human-caused climate change, according to a new study published in Oceanography. Researchers found that while El Niño can intensify ocean warming, fossil fuel-driven climate change has been the decisive factor behind mass bleaching events since 1998. The findings suggest rising global temperatures—not natural climate variability—are now the dominant threat to coral reefs and the millions of people who depend on them.

Nearly every mass coral bleaching event of the past four decades would not have happened without human-caused climate change, according to new research published in the journal Oceanography — a finding that upends the common assumption that El Niño is the primary trigger behind the world’s worst reef die-offs.

The study, led by Climate Central, examined the four global bleaching events recorded since 1998 — in 1998, 2010, 2014–2017, and 2018–2025 — periods that have typically been associated with El Niño’s warming influence on the Pacific Ocean. Researchers found that fossil fuel-driven ocean heat, not the natural climate cycle, was the fundamental force behind the bleaching and coral mortality in each case.

Climate Change Is Driving Global Coral Bleaching,

Scientists used a multi-model extreme event attribution method — a technique that isolates how much of an observed climate event can be traced to human-caused warming versus natural variability — to assess climate change’s influence on sea surface temperatures. They then layered those results onto the coral bleaching risk model developed by NOAA’s Coral Reef Watch program to calculate how much of the observed bleaching risk was attributable to each factor.

The results were stark for the most recent and most severe event. During the 2018–2025 bleaching event, the analysis found there would have been essentially no coral bleaching — and certainly no global-scale event — in a world without human-caused climate change. Of the 71 regions where bleaching was observed during that period, only one would have faced even a moderate bleaching risk absent climate change. Researchers found similar results across all of the other three global events: in each case, climate change was necessary to push ocean temperatures over the threshold at which bleaching occurs.

“Our study shows that without climate change, coral bleaching would be a rare and isolated event, and global mass coral bleaching simply would not occur,” said Andrew Pershing, Chief Program Officer at Climate Central and the study’s lead author. “Millions of people and entire countries rely on healthy coral reefs for livelihoods and food security. But our emissions of carbon pollution are causing increasingly widespread damage and death to these vital and vibrant ecosystems. Without immediate emissions reduction, coral reefs as we know them will disappear.”

What it means for the El Niño underway now

Using the same methodology, the researchers also modeled bleaching risk for the El Niño event currently underway, which began in 2026. They project that while natural El Niño-driven warming could produce low levels of bleaching risk in a handful of regions, human-caused climate change is likely to drive bleaching more broadly across the globe — with the southern Caribbean, the Central and South American coasts, and the coasts of eastern Asia identified as particular hotspots.

The researchers argue the finding matters because public discussion of bleaching events tends to focus on El Niño rather than the underlying warming trend. That framing, they say, is likely to become increasingly inaccurate: under current warming rates, the study concludes that rising temperatures driven by human-caused climate change will outweigh El Niño’s contribution in every coral-containing region on Earth by 2028.

A narrowing window for reefs already under strain

The paper adds to a growing body of evidence that coral reefs, despite some documented capacity to adapt to warmer conditions, remain at escalating risk. Absent a reduction in carbon emissions, the study’s authors conclude, continued ocean warming raises the likelihood that reef ecosystems as they currently exist could disappear permanently.

Coral reefs cover a small fraction of the ocean floor but support an outsized share of marine life, and provide fisheries, coastal protection, and tourism revenue that hundreds of millions of people depend on directly.

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South India to Develop India’s First Personalized Heat Health Risk Tool

Researchers in South India are developing a personalised heat health risk tool that could improve heat warnings by linking environmental conditions with individual health risks.

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A farmer managing heat health risks under a black umbrella in a sunny field in South India.
Protecting heat health during intense summer waves: A South Indian farmer uses an umbrella and damp cloth to prevent heat-related illnesses in the field. Representational image. Image credit: Ferdous Hasan/Pexels

India’s response to extreme heat is entering a new phase. As climate change intensifies heat stress across the country, researchers are moving beyond forecasting temperatures to understanding how heat affects the human body. A new four-year study in Tamil Nadu and Karnataka hopes to answer that. Researchers are working to develop what could become India’s first personalised heat health risk tool—one that combines weather data with physiological and health information to identify who faces the greatest risk during extreme heat.

The heat health impacts of are already being felt in ways that go beyond heatstroke and dehydration, affecting everyday aspects of life, including sleep and well-being. Climate Central estimates that people across southern India lose 78 to 91 hours of sleep each year because nights remain too warm, with eight to nine hours directly attributable to climate change. In a separate analysis, the organisation also identified Tamil Nadu as India’s most affected state by rising humid heat, highlighting the growing burden of hotter, more humid conditions on heat health.

The findings are expected to strengthen Heat Action Plans and support the development of a location-specific early warning application. The initiative is led by the M.S. Swaminathan Research Foundation (MSSRF) in collaboration with the governments of Tamil Nadu and Karnataka, the Indian Institute of Science (IISc), the Schizophrenia Research Foundation (SCARF), and two Indian Council of Medical Research (ICMR) institutes—the National Institute of Traditional Medicine in Belagavi and the National Institute of Epidemiology in Chennai.

The Same Heat, But Different Heat Health Risks

Heatwave alerts issued by the India Meteorological Department (IMD) are based on temperature thresholds. While they warn people when dangerous conditions are expected, they cannot capture how differently heat affect an individual’s hea.

An elderly person in a poorly ventilated home, a sanitation worker outdoors for hours and an office employee in an air-conditioned building may experience the same day’s temperature, but not the same health risks. Humidity, air pollution, housing, occupation, age and existing illnesses all influence how the body responds to heat.

Heat health risk tool in south india
Outdoor workers carry heavy loads in full sun, highlighting the intense heat health risks faced by laborers during extreme weather conditions. Representational image. Image Credit: Rakib Hasan Redoan/Pexels

The need to understand these differences is growing. In its seasonal outlook for April to June 2026, the IMD forecast above-normal heatwave days across parts of east, central and northwest India, as well as the southern peninsula. It also warned that maximum temperatures in several regions would range between 40°C and 44°C, with some areas likely to record temperatures more than 5°C above normal.

Children, older adults, outdoor workers and people living with chronic illnesses are expected to be among the most vulnerable.

Studying Heat Inside and Outside the Home

The research will cover Perungudi in Chennai and Poompuhar in Mayiladuthurai district in Tamil Nadu, along with Sirwar in Raichur district and Challakere in Chitradurga district in Karnataka. Around 1,200 households will participate, with data collected during both summer and non-summer months to compare seasonal changes in heat health.

Weather monitoring systems at each site will continuously record temperature, humidity, air quality and pollution levels. Selected participants will also wear digital watches that track their surface body temperature, helping researchers compare environmental conditions with the body’s physiological response.

The study will examine physical and mental heat health impacts, document how households cope with prolonged heat and estimate how much heat stress is associated with even a one-degree rise in environmental temperature.

According to MSSRF Chairperson Dr. Soumya Swaminathan, the goal is to generate detailed evidence on heat’s health impacts so government departments can better target interventions.

Researchers will also assess how prepared healthcare facilities—from primary health centres to tertiary hospitals—are to manage heat-related illnesses, an area that has received relatively little attention.

Rethinking Heat Action

One of the study’s key outcomes will be a personalised heat-impact metric for individuals, households and communities, along with a location-specific early warning application that translates scientific findings into practical risk information.

The research marks a shift in India’s approach to extreme heat. Rather than focusing only on forecasting high temperatures, it seeks to understand how heat affects different people under different living conditions. The findings could help governments refine Heat Action Plans, improve healthcare preparedness and direct resources towards populations facing the greatest risk.

As heatwaves become more frequent, predicting where temperatures will rise is only part of the challenge. Understanding who is most vulnerable could prove just as important.

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After Kalladi, Meppadi’s Biggest Fear Still Looms Above the Hill

A landslide at the Kalladi tunnel project has renewed fears in Meppadi, where residents say every monsoon brings uncertainty. Experts explain why fragile geology, changing rainfall and human interventions are increasing landslide risks.

Vaishnavi V S

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Excavated soil covered with blue tarpaulin at the Anakkampoyil–Kalladi tunnel construction site in Meppadi, Wayanad, where residents fear landslide risks during the monsoon.
A large mound of excavated soil covered with tarpaulins remains on the hillside above the Anakkampoyil–Kalladi twin-tunnel project in Meppadi, Wayanad. Residents say the slope has become a source of anxiety during every monsoon following the July 2026 Kalladi landslide. Photo: Vaishnavi VS/EdPublica

Every monsoon, residents of Kalladi in Wayanad look not at the rain, but at the hill above their homes. Two years after the Chooralmala tragedy, Kalladi landslide has reignited questions about whether fragile landscapes, climate change, and development are together creating an increasingly dangerous future.

MEPPADI (WAYANAD, KERALA): Every monsoon begins with a Look Up. When the rain begins, Nishal no longer watches the road outside his house. He watches the hill. A massive mound of excavated soil sits on the slope above his village in Kalladi, a hamlet in Meppadi panchayat in Kerala’s Wayanad district, where work on the Anakkampoyil–Kalladi–Meppadi twin-tunnel project is underway. It has sat there since the earth was excavated for the project, and with every spell of rain, it has become the first thing residents look at.

“People are scared to live here,” Nishal says. “The soil was kept there so it could be used later for construction. But once the monsoon arrives, we don’t feel safe anymore. If it isn’t managed properly, another disaster could happen.”

His fears are rooted in recent memory.

On July 7, 2026, a landslide swept through the tunnel construction site, killing eight workers. Although the disaster was far smaller than the Chooralmala-Mundakkai landslides that devastated Meppadi in July 2024, it reopened a question many thought would have been answered after that tragedy, two years ago: how safe are the hills people continue to live beneath?

A house stands below the Anakkampoyil–Kalladi tunnel construction site in Meppadi, Wayanad, where July 2026 landslide and stored excavated soil have heightened fears of future slope failures.
A house located below the Anakkampoyil–Kalladi–Meppadi twin-tunnel construction site in Kalladi, Wayanad. Residents living beneath the excavated hillside say every spell of monsoon rain renews fears of another landslide after the July 2026 disaster that claimed eight lives. Photo: Vaishnavi VS/EdPublica

The Landslide Changed the Questions

For Roshna, a former Block Panchayat member who lives near the construction site, the latest landslide has made every rainy day uncertain again.

“I am 56 now. If something happens to my house, I cannot build another one,” she says.

She is not opposed to the tunnel project. Few residents say they are. What worries them is whether the landscape has been made more fragile than it already was.

After the landslide, a committee was appointed to study how the excavated soil stored on the hill could be removed safely. Residents say experts have suggested reducing the height of the mound gradually instead of removing it all at once.

“I only want the issue to be handled properly,” Roshna says. “The project should be completed safely.”

More Than Just Heavy Rain

The Kalladi landslide has also drawn attention because it did not unfold under the same conditions as the Chooralmala disaster.

Scientific studies on the 2024 landslides show that Chooralmala was preceded by nearly two weeks of persistent rainfall that progressively saturated the slopes before they failed. That prolonged rainfall was a crucial factor behind the scale of the disaster.

Prof. S. Abhilash, Head of the Department of Atmospheric Sciences, Cochin University of Science and Technology say the situation at Kalladi was different.

“Landslides are not caused by the rainfall received on a single day,” he says. “What matters is antecedent rainfall. When rain continues over several days, the soil becomes saturated. At that stage, even another 20 or 30 millimetres of rain can trigger a landslide.”

That is why, he says, rainfall alone cannot explain the Kalladi incident. The geology of the slope and the way the landscape has been altered also need to be understood. He argues that replacing native deep-rooted trees with coffee and tea plantations, which have shallower root systems, has made the slopes more vulnerable to landslides.

Why Meppadi Keeps Failing

The hills around Meppadi have always been vulnerable.

The Western Ghats are among the oldest mountain systems in the world. Millions of years of weathering under the southwest monsoon have weakened the rocks beneath Wayanad. Above them lie thick layers of weathered soil. In places such as Meppadi, the terrain is further weakened by steep slopes, fractured rocks, foliated joints and geological lineaments.

“Meppadi has historically remained a landslide-prone area,” says Prof. S. Abhilash. “Not every high-hazard zone experiences repeated landslides, but this landscape has all the conditioning factors that make slope failure more likely.”

The record bears that out. In 2019, a landslide at Puthumala, another settlement within Meppadi panchayat, killed 17 people, five years before Chooralmala. Kalladi is now the third major landslide to strike this one panchayat in seven years. The Geological Survey of India estimates that nearly 19,301 sq. km, or 49.7 per cent of Kerala, falls within landslide-prone terrain, with Wayanad among the districts facing the highest risk — GSI assessments put 51 per cent of Wayanad and 74 per cent of Idukki on mountainous slopes classified as landslide-prone. Kerala recorded 2,239 major landslides between 2015 and 2022, the highest of any state in the country, according to Union government data.

A Changing Monsoon Meets an Old Landscape

The vulnerability of the hills is now intersecting with a changing climate.

Prof. Abhilash says the warming southeastern Arabian Sea is altering the behaviour of rain-bearing clouds over Kerala. Vertically developed cumulonimbus clouds that once discharged much of their moisture over the sea are increasingly moving inland. Over the past decade, northern Kerala has witnessed more frequent episodes of intense rainfall, contributing to flash floods and landslides.

But climate alone does not explain what is happening.

“The trigger may be rain,” he says, “but whether a slope fails depends on the condition of the landscape.”

Where Development Meets Risk

That is where residents believe the conversation should now shift.

Prof. Abhilash says replacing native forests with plantations, cutting roads through hillsides and excavating the base of slopes without adequate stabilisation can all increase landslide risk. In Kerala’s weathered mountains, where thick soil rests on fragile bedrock, even relatively small disturbances can destabilise a slope.

“The tunnel project is not the problem,” he says. “The question is whether the site was geologically suitable.”

He argues that infrastructure in fragile mountain regions should be preceded by detailed geological investigations, slope stability assessments and rigorous environmental impact studies rather than relying on engineering models developed for very different terrains.

Waiting for the Next Rain

After the Kalladi landslide, Dilip Buildcon Ltd — the construction company Konkan Railway Corporation awarded the tunnel project to in June 2025 — announced ₹6 lakh as immediate assistance to the families of its seven employees who died in the incident. The family of a contract worker was offered ₹5 lakh, while the Kerala government announced an ex gratia of ₹5 lakh for each bereaved family.

For Nishal and his neighbours, however, compensation is not what occupies their thoughts.

What they see every day is the mound of earth still overlooking their homes.

It is not simply excavated soil. It is a reminder that, in Meppadi, recovery is measured not only by rebuilding after a landslide, but by whether people can trust the hillside above them again.

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